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Ziwerengero za ngongole za zachipatala za 2021

Kampani

Ngongole zamankhwala ndi vuto lomwe likukula ku US, pomwe anthu ambiri aku America akukumana ndi mavuto azachuma komanso kutayika. Malinga ndi kafukufuku wa 2016 Kaiser Family Foundation ndi New York Times, oposa 1 mwa anayi aku America adavutika kulipira ndalama zachipatala zaposachedwa. Ndipo ngongole zakuchipatala zikawonjezeka, izi zimatha kubweretsa zisankho zovuta, monga kuchepetsa chakudya, zovala, kapena zinthu zina zapakhomo

Ngakhale zochitika zosayembekezereka monga kugona kuchipatala ndizomwe zimathandizira kwambiri (The American Journal of Medicine inanena kuti pafupifupi theka la anthu omwe adasokonekera kuchipatala adatcha kuti ngongole zachipatala ndizowononga kwambiri) , koma kukwera mtengo kwa chithandizo chamankhwala sikuthandiza kwenikweni. Kutenga chitsanzo chimodzi chokha , pafupifupi kukhala m'chipatala ku U.S. kumawononga $ 5,220 patsiku — poyerekeza ndi $ 765 ku Australia. Zonsezi, US imagwiritsa ntchito $ 3.5 trilioni pazachipatala pachaka .

Ziwerengero zotsatirazi zikuthandizira kuwunikira kukula kwavuto lazachipatala ku US

Chowonadi cha ngongole yazachipatala

Mavuto az ngongole zakuchipatala amatha kugunda aliyense: Vutoli limadula magulu azaka komanso maphunziro. Ngakhale anthu omwe angawonekere kuti ali ndi vuto lazachuma atha kukhudzidwa ndi ngongole zachipatala. Oposa theka la aku America omwe ali ndi ngongole zachipatala alibe ngongole zina zomwe zalembedwa pama lipoti awo a ngongole. Ngongole zachipatala zokha zimatha kupangitsa kuti anthuwa azivutika kugula nyumba kapena kupeza ndalama zokwanira pa kirediti kadi.

Avereji ya zaka za anthu omwe adachita zachipatala ndi zaka 44.9. ( American Journal of Medicine (2009)
Mwa anthu omwe amawonongeka kuchipatala, 46.3% ndi okwatirana. ( American Journal of Medicine (2009)
Mwa anthu omwe amawonongeka chifukwa chamankhwala, 60.3% adapita ku koleji. ( American Journal of Medicine (2009)
Ndalama zomwe amapeza pamwezi pamabizinesi azachipatala ndi $ 2,586 / mwezi. ( American Journal of Medicine (2009)
Mwa mabanja omwe ali ndi bankruptcy azachipatala, 20.1% ndi mabanja ankhondo. ( American Journal of Medicine (2009)
Ngongole yapakati pa mabanja omwe amawonongeka kuchipatala ndi $ 44,622. ( American Journal of Medicine (2009)
Pafupifupi 19.5% ya malipoti a ngongole za ogula amaphatikizira limodzi kapena angapo azachipatala. (Consumer Financial Protection Bureau, 2014)
Ngongole yanthawi zonse yomwe sanalandire yomwe yalembedwa pama lipoti a ngongole ndi $ 579. (Consumer Financial Protection Bureau, 2014)
22% ya ogula omwe ali ndi ngongole zosonkhanitsidwa ali ndi ngongole zachipatala zokha. (Consumer Financial Protection Bureau, 2014)
54% yaogula omwe ali ndi ngongole zachipatala alibe ngongole zina zomwe zalembedwa pama lipoti awo a ngongole. (Consumer Financial Protection Bureau, 2014)

Mtengo waumunthu wa ngongole zachipatala

Ngongole zamankhwala-komanso kuopa ngongole zamankhwala-zili ndi zotsatirapo zoyipa kwa anthu aku America. Chimodzi mwazinthu zazikulu kwambiri ndikuti ngongole imatha kupangitsa anthu kunyalanyaza zovuta zamankhwala. Pafupifupi m'modzi mwa anthu atatu aku America akuti achedwa kupeza chithandizo chifukwa chodandaula za mtengo wake .

M'munda wina uliwonse, anthu akamada nkhawa kuti azilipira ndalama zambiri kuti achite ntchito, amatha kugula. Koma Achimereka omwe adayesa izi ndi ntchito zamankhwala samakhala ndi mwayi nthawi zonse. Mwa achikulire omwe amati adayesa kugula mozungulira, 69% adatinso zomwe zidachitikazi ndizovuta kapena zovuta kwambiri .

21% ya achikulire azaka zapakati pa 18-64 sanayesedwe mayeso azachipatala kapena chithandizo chomwe adalangizidwa ndi dokotala chifukwa cha mtengo wake. (Kaiser Family Foundation / New York Times , 2016)
32% ya achikulire azaka zapakati pa 18-64 asintha kupita kuchipatala komwe amafunikira chifukwa cha mtengo wake. (Kaiser Family Foundation / New York Times , 2016)
40% ya achikulire azaka zapakati pa 18-64 amadalira mankhwala azakunyumba kapena mankhwala owonjezera m'malo mopita kuchipatala, chifukwa chamtengo wake. (Kaiser Family Foundation / New York Times , 2016)
34% ya achikulire azaka za 18-64 amati dokotala wawo samawafotokozera za mtengo wa njira kwa iwo. (Kaiser Family Foundation / New York Times, 2016)
Pakati pa achikulire omwe amati adayesetsa kukagula malo osiyanasiyana kuti apeze mtengo wabwino wachipatala, 69% idati izi zidakhala zovuta kapena zovuta kwambiri. (Kaiser Family Foundation / New York Times , 2016)
Mwa iwo omwe ali ndi mavuto azachipatala, 44% akuti mavutowa adakhudza mabanja awo. (Kaiser Family Foundation / New York Times , 2016)
Mwa iwo omwe ali ndi mavuto azachipatala, 29% amati mavuto azachipatala adayamba kuyambitsa mavuto pakulipira ngongole zina, osati zachipatala. (Kaiser Family Foundation / New York Times , 2016)
62% ya omwe ali ndi mavuto azachipatala akuti anali ndi inshuwaransi yaumoyo pomwe mankhwala amayamba. (Kaiser Family Foundation / New York Times , 2016)
Mwa iwo omwe ali ndi mavuto azachipatala omwe anali ndi inshuwaransi, 26% akuti chifukwa chomwe amavutikira kulipira ndikuti zomwe adanenazo zidakanidwa. (Kaiser Family Foundation / New York Times , 2016)

Pamapeto pake, ngongole zamankhwala zimatha kusiya anthu ena kukhala ndi zosankha zochepa popewa bankirapuse. Pakati pa anthu aku America omwe ali ndi mavuto azachipatala:

53% akuti adalemba mapulani ndi omwe amawapatsa.
37% akuti adabwereka ndalama kwa abwenzi kapena abale.
34% akuti adakulitsa ngongole zawo.
70% amati amachepetsa ndalama zogulira chakudya, zovala, kapena zinthu zina zapakhomo.
41% akuti adatenganso ntchito kapena adagwira ntchito maola ambiri.
59% akuti adagwiritsa ntchito zochuluka kapena ndalama zawo zonse.
35% akuti alephera kulipira zinthu zofunika monga chakudya, kutentha, kapena nyumba.

Source: Kaiser Family Foundation / New York Times, 2016

Kuyamba kwamakampani ambiri azaumoyo, monga SingleCare, akugwira ntchito kuti apeze njira zatsopano zothetsera ndalama zamankhwala. Anthu aku America omwe amagwiritsa ntchito njira zatsopanozi atha kubweza ngongole zachipatala kuti zisawongolere.

Anthu aku America akulipira ngongole zamankhwala

Ngongole zachipatala zitha kupanganso mavuto azachuma. Pakati pa anthu aku America omwe ali ndi ngongole zachipatala zosonkhanitsa:

15% amati ali ndi ngongole ya $ 10,000 kapena kuposa.
33% akuti alinso ndi ngongole ya ophunzira.
17% akuti nawonso ali ndi ngongole kwa wobwereketsa masiku olipira.
58% akuti adalumikizidwa ndi bungwe losonkhetsa ndalama.

Source: Kaiser Family Foundation / New York Times, 2016

Nchiyani chimayambitsa ngongole yachipatala?

Si ndalama zonse zamankhwala zomwe zimasandulika ngongole. Ndipo mabilu enieniwo sindiwo okha amene amakhala vuto lokha. Anthu omwe amadwala kapena kusamalira wokondedwa wawo wodwala amatha kuwona ndalama zawo zikutsika chifukwa chakupuma. Pamenepo, zochuluka kuposa chimodzi mwa zisanu ndi ziwirizo zachipatala chifukwa cha matenda a mwana .

Kupyolera mufukufuku, ofufuza apeza anthu omwe ali ndi ngongole zachipatala. Mayankho aku America awa akuwulula zochitika zachuma komanso zamankhwala zomwe zimatha kubweretsa mavuto azachuma.

62.1% mwa iwo omwe adasumira bankirapuse adatcha ngongole zamankhwala kapena kutayika kwa ndalama chifukwa chodwala kapena kusamalira ngati chifukwa chabizinesi yawo. ( American Journal of Medicine (2009)
14.6% azachuma omwe adachitika chifukwa cha matenda a mwana. ( American Journal of Medicine (2009)
Pakati pa iwo omwe ali ndi mavuto azachipatala, 10% amati anali ndi ngongole zosakwana $ 500 kapena zochepa. (Kaiser Family Foundation / New York Times , 2016)

Kafukufuku wina waposachedwa adazindikira ntchito zamankhwala zomwe zidabweretsa ngongole zachipatala. Mwa zina zomwe zanenedwa zomwe zidabweretsa mavuto ndi ndalama zamankhwala zomwe zapezedwa ndi izi:

Kuyendera Kwadokotala: 65%
Mayeso Ozindikira: 65%
Kuyendera Malo Odzidzimutsa: 61%
Ntchito Zachilendo: 49%
Malipiro a Lab 64%
Mtengo wa Mankhwala Osokoneza Bongo: 52%
Care Nursing Home kapena Kutalika Kwa Nthawi Yaitali: 4%
Kusamalira Mano: 41%
Chithandizo Cha Ana: 25%
Kukhala M'chipatala Chosakhalitsa Kwanthawi Yochepa: 66%

Source: Kaiser Family Foundation / New York Times, 2016

momwe ngongole zamankhwala zimayambira ku America

Kafukufuku wina adafunsa mafunso omwewo pazomwe zimayambitsa ngongole zachipatala.

48% ya anthu omwe adasokonekera kuchipatala adatcha mabilu achipatala ngati ndalama zawo zazikulu. ( American Journal of Medicine (2009)
18,6% ya anthu omwe adachitapo zachipatala adatcha mankhwala osokoneza bongo ngati ndalama zawo zazikulu. ( American Journal of Medicine (2009)
15.1% ya anthu omwe adasokonekera kuchipatala adatcha ngongole zawo ngati ndalama zawo zazikulu kwambiri. ( American Journal of Medicine (2009)
4.1% ya anthu omwe adasokonekera kuchipatala adatchula ma premiums ngati ndalama zawo zazikulu. ( American Journal of Medicine (2009)
Ndalama zamankhwala zomwe zimatuluka mthumba zimawononga $ 17,943 yamabanja omwe amawonongeka. ( American Journal of Medicine (2009)

Ziwerengero zamankhwala

Vuto la ngongole yazachipatala limalumikizidwa kwambiri ndi mtengo wachipatala. US imagwiritsa ntchito maiko opitilira muyeso pazachipatala, ndipo zolemetsazi zimachepetsa chuma cha America, zomwe zimafuna kulipira kwakukulu kuchokera kuboma, mabungwe aboma, ndi anthu.

Kulipira mtengo umenewu kumatanthauza kuti maboma alibe ndalama zochepetsera maphunziro ndi zomangamanga. Zikutanthauza kuti mabizinesi alibe ndalama zochepera pakufufuza ndi chitukuko. Zikutanthauza kuti mabanja aku America ali ndi ndalama zochepa zogulira zovala ndi chakudya.

Ndipo katunduyo akukula. Pulogalamu ya U.S. tsopano imagwiritsa ntchito ndalama zopitilira $ 10,000 pamunthu pazachipatala pachaka , kuchokera zosakwana $ 5,000 pa munthu chaka chilichonse mu 2009 .

US imagwiritsa ntchito $ 3.5 trilioni pazachipatala pachaka. (National Health Expenditure Data, 2017)
US imagwiritsa ntchito $ 10,739 pa munthu aliyense pachipatala. (National Health Expenditure Data, 2017)
Ndalama zothandizira zaumoyo zimakhala ndi 17.9% ya US Gross Domestic Product (GDP). (National Health Expenditure Data, 2017)
Anthu aku America amawononga $ 1.18 trilioni pachaka pa inshuwaransi yazaokha. (National Health Expenditure Data, 2017)
Anthu aku America amawononga $ 365.5 biliyoni pachaka kuchipatala. (National Health Expenditure Data, 2017)
Anthu aku America amawononga $ 1.14 trilioni pachaka kuchipatala. (National Health Expenditure Data, 2017)
Kugwiritsa ntchito ndalama za inshuwaransi yazaumoyo ya 34% ya ndalama zonse zaku US zothandizira zaumoyo. (National Health Expenditure Data, 2017)
Kugwiritsa ntchito ndalama zomwe mumalandira m'thumba ndi 10% ya ndalama zonse zaku US zothandizira. (National Health Expenditure Data, 2017)
Anthu aku America amawononga $ 694.3 biliyoni pachaka kuchipatala ndi ntchito zamankhwala. (National Health Expenditure Data, 2017)
Anthu aku America amawononga $ 333.4 biliyoni pachaka pamankhwala osokoneza bongo. (National Health Expenditure Data, 2017)
Mabanja amakhala ndi 28% ya ndalama zonse zomwe amawononga kuchipatala. (National Health Expenditure Data, 2017)
Mabizinesi apadera amawerengera 19.9% yazamalonda. (National Health Expenditure Data, 2017)
Pafupifupi, kuwonongera zaumoyo waku America wazaka 65 kapena kupitirira ndi $ 19,098 pachaka. (National Health Expenditure Data, 2014)
Pafupifupi, kuwonongera zaumoyo waku America wogwira ntchito (18-64) ndi $ 7,153 pachaka. (National Health Expenditure Data, 2014)
Pafupifupi, kuwonongera zaumoyo wa mwana waku America (0-18) ndi $ 3,749 pachaka. (National Health Expenditure Data, 2014)
Pafupifupi, ndalama zomwe US amagwiritsa ntchito posamalira azimayi ndi $ 8,811 pachaka. (National Health Expenditure Data, 2014)
Pafupifupi, ndalama zomwe US amagwiritsira ntchito kuchipatala kwa amuna ndi $ 7,272 pachaka. (National Health Expenditure Data, 2014)
Ndalama za Medicare zimakhala ndi 17.1% ya bajeti yaku US. (California Health Care Foundation, 2019)
Kugwiritsa ntchito mankhwala a Medicaid ndi 9.5% ya bajeti ya US. (California Health Care Foundation, 2019)

Mtengo wa inshuwaransi yazaumoyo

Anthu ambiri amadalira inshuwaransi yazaumoyo kuti athandizire kuchipatala, koma mtengo wophimba umakhala ukukwera.

Wapakati deductible ndi $ 4,544. Izi zikutanthauza kuti odwala omwe ali ndi inshuwaransi akuyenera kulipira pafupifupi $ 5,000 mthumba inshuwaransi isanakwaniritse zolipira zilizonse kapena mankhwala akuchipatala. (Kaiser Family Foundation, 2019)
Pafupipafupi premium idakwera 4% ya anthu pawokha ndi 5% ya mabanja mu 2019. Pazomwe zikuchitika, malipiro a ogwira ntchito adangowonjezera 3.4% ndipo inflation idakwera 2%. (Kaiser Family Foundation, 2019)

Kodi ndalamazo zimagwiritsidwa ntchito bwanji?

Kafukufuku waposachedwa adazindikira ntchito zakuchipatala zomwe zimagwiritsa ntchito ndalama zambiri ku US. Ku US, nayi ndalama zapachaka zochizira izi:

Kusamalira pafupipafupi, Zizindikiro, ndi Zizindikiro: $ 289.9 biliyoni
Matenda Oyenda Oyenda: $ 259.2 biliyoni
Matenda a Musculoskeletal System: $ 219.8 biliyoni
Matenda Opatsirana: $ 176.5 biliyoni
Matenda a Endocrine System: $ 168.7 biliyoni
Nervous System Matenda: $ 159.5 biliyoni
Matenda a Mumtima: $ 109.6 biliyoni
Mankhwala Okhudzana ndi Mimba: $ 50.5 biliyoni

Gwero: California Health Care Foundation, 2019

33% ya ndalama zaku U.S. (California Health Care Foundation, 2019)
20% yama ndalama ku US amapita kuchipatala. (California Health Care Foundation, 2019)
10% ya ndalama zaku U.S. (California Health Care Foundation, 2019)

Ndani amalipira ndalama zamankhwala ku US?

Kulemera kwa kukwera mtengo kwa mankhwala aku US kumanyamulidwa pafupifupi chimodzimodzi ndi maboma, anthu, ndi mabizinesi. Malinga ndi California Health Care Foundation (2019):

Boma limalipira 28% ya ndalama zonse zaku U.S. (California Health Care Foundation, 2019)
Anthu ndi mabanja amalipira 28% ya ndalama zonse zaku U.S. (California Health Care Foundation, 2019)
Mabizinesi azinsinsi amalipira 20% ya ndalama zonse zaku U.S. (California Health Care Foundation, 2019)
Maboma aboma ndi maboma amalipira 17% ya ndalama zonse zaku U.S. (California Health Care Foundation, 2019)
Mabungwe ena abizinesi, monga osachita phindu, amalipira 7% ya ndalama zonse zaku U.S. (California Health Care Foundation, 2019)
Pafupifupi, 37% ya ndalama zonse zanyumba zomwe banja limagwiritsa ntchito popita kuthumba. (California Health Care Foundation, 2019)
Pafupipafupi, 28% ya ndalama zonse zanyumba zomwe banja limagwiritsa ntchito amapita ku gawo lawo la inshuwaransi yothandizidwa ndi olemba anzawo ntchito. (California Health Care Foundation, 2019)
Pafupipafupi, 17% ya ndalama zonse zomwe banja limagwiritsa ntchito popereka chithandizo ku Medicare kudzera pamisonkho. (California Health Care Foundation, 2019)
Ndalama zonse pa inshuwaransi yazaumoyo ku US ndi $ 1.2 trilioni. (California Health Care Foundation, 2019)
45% ya ndalama zonse zomwe zimagwiritsidwa ntchito pa inshuwaransi yazaokha zimayendetsedwa ndi bizinesi yabizinesi. (California Health Care Foundation, 2019)
23% ya ndalama zonse zomwe zimagwiritsidwa ntchito pa inshuwaransi yazaokha zimayendetsedwa ndi boma (makamaka, monga zopereka ku mapulani omwe amathandizidwa ndi olemba anzawo ntchito). (California Health Care Foundation, 2019)
Ndalama zonse zomwe US amatulutsa m'thumba pa Capita zakwera kuchoka pa $ 91 mu 1967 mpaka $ 1,124 mu 2017. (California Health Care Foundation, 2019)

Kafukufuku waposachedwa awonetsa momwe ndalama zimafalikira pakati pa anthu aku America azaka zosiyanasiyana:

Anthu aku America azaka 85 kapena kupitilira apo: Akaunti ya 2% ya anthu, ndi 8% yazachipatala. Avereji ya ndalama zapachaka za munthu wazaka izi ndi $ 32,411.
Anthu aku America azaka 65-84: Akaunti ya 12% ya anthu, ndi 26% yazamalonda. Avereji ya ndalama zapachaka za munthu wazaka izi ndi $ 16,872.
Anthu aku America azaka 45-64: Akaunti ya 26% ya anthu, ndi 33% yazamalonda. Avereji ya ndalama zapachaka za munthu wazaka izi ndi $ 9,513.
Anthu aku America azaka 19-44: Akaunti ya 35% ya anthu, ndi 21% yazamalonda. Avereji ya ndalama zapachaka za munthu wazaka izi ndi $ 4,458.
Anthu aku America azaka 18 ndi kupitilira apo: Akaunti ya 25% ya anthu, ndi 12% yazamalonda. Avereji ya ndalama zapachaka za munthu wazaka izi ndi $ 3,352.

Gwero: California Health Care Foundation, 2019

Momwe ndalama zaku US zamankhwala zimafananira ndi mayiko ena

Anthu aku America atha kukhala kuti ali ndi ngongole zambiri zamankhwala chifukwa, mwa zina, za kukwera mtengo kwa chisamaliro ku U.S .. Anthu omwe ali m'maiko omwe ndalama zawo zimakhala zochepa samakhala ndi ngongole zachipatala komanso bankirapuse.

Koma izi sizili choncho Chilichonse ndiotsika mtengo m'mayiko omwe ndalama zochepa zimachiritsidwa. Ofufuza apeza mayiko omwe ali ndi chuma chofanana ku United States ndipo apeza kuti ndalama zakuchipatala zaku US ndizokwera kwambiri kuposa kusiyana kulikonse pachuma.

Mwachitsanzo, ndalama zonse zomwe munthu amagwiritsa ntchito paumoyo ndi 84.8% kuposa ku Canada kuposa ku Canada . Ziwerengero zotsatirazi zikuwonetsa kuti anthu aku America amalipira ndalama zingati kuchipatala kuposa anthu akumayiko ena.

Kodi ndi ndalama zingati kwa anthu aku America zolipira?

Ambiri omwe amakhala kuchipatala tsiku lililonse ku US ndi $ 5,220. Ambiri omwe amakhala kuchipatala tsiku lililonse ku Australia ndi $ 765. (Kaiser Family Foundation, 2018)
Mtengo wapakati pa opaleshoni yodutsa mtima ku US ndi $ 78,318. Mtengo wapakati wamankhwala opitilira mtima ku UK ndi $ 24,059. (Kaiser Family Foundation, 2018)
Madokotala aku US amachita magawo 322 obayira pa 1,000 obadwa amoyo. Pafupifupi mayiko olemera chimodzimodzi ndi 264 C-magawo pa 1,000 obadwa amoyo. (Kaiser Family Foundation, 2018)
Mtengo wapakati wobereka wabwinobwino ku US ndi $ 10,808. Mtengo wapakati wobereka kubadwa ku Australia ndi $ 5,312. (Kaiser Family Foundation, 2018)
Mtengo wapakati wa gawo losiya ku US ndi $ 16,106. Mtengo wapakati wa gawo la C ku Australia ndi $ 7,901. (Kaiser Family Foundation, 2018)
Mtengo wapakati wa MRI ku US ndi $ 1,119. Mtengo wapakati wa MRI ku Australia ndi $ 215. (Kaiser Family Foundation, 2018)
Mtengo wapakati wa appendectomy ku US ndi $ 15,930. Mtengo wapakati wa appendectomy ku United Kingdom ndi $ 8,009. (Kaiser Family Foundation, 2018)
Mtengo wapakati wosinthira m'chiuno ku US ndi $ 29,067. Mtengo wapakati wosintha mchiuno ku United Kingdom ndi $ 16,335. (Kaiser Family Foundation, 2018)
Mtengo wapakati wa Humira, mankhwala omwe amagwiritsidwa ntchito pochiza nyamakazi, ndi pafupifupi 96% ku United States kuposa ku United Kingdom. (Kaiser Family Foundation, 2018)
Mtengo wapakati wa CT scan ku US ($ 896) ndiwokwera kasanu ndi kawiri kuposa ku Canada ($ 97). (Kaiser Family Foundation, 2018)

Kafukufuku wa Zaumoyo wa 2011 poyerekeza kuyerekezera ndalama pakati pa mayiko, ndipo adapeza kuti ndalama zaku US pamunthu aliyense ndizokwera kwambiri kuposa mayiko ofanana.

Ndalama zogwiritsira ntchito zaumoyo za U.S.

141% apamwamba kuposa ku United Kingdom.
125% yokwera kuposa Australia.
104% kuposa ku France.
102% apamwamba kuposa ku Germany.

Source: Health Affairs, 2011

Zotsatira zina kuchokera mu kafukufukuyu ndi izi:

30.8% ya ndalama zaku US za munthu aliyense payekha ndizosamalira ma ambulansi. Pafupipafupi ndalama zomwe amapeza pachaka kuchipatala ku US ndi $ 186,582. (Zaumoyo, 2011)
Pafupipafupi, dokotala wamkulu waku US amalandira $ 61,478 zochulukirapo pachaka kuposa dokotala woyang'anira ku Canada. (Zaumoyo, 2011)
Pafupifupi ndalama zomwe amapeza pachaka kuchipatala cha ku America ndi $ 442,450. (Zaumoyo, 2011)
Pafupifupi, dokotala waku America wa mafupa amalandira $ 233,816 zochulukirapo pachaka kuposa sing'anga wa mafupa ku Canada. (Zaumoyo, 2011)

Ndalama zamankhwala zipitilizabe kukula

Mitengo yayikulu yamankhwala imachitika chifukwa cha zochitika pamakampani azachipatala. Mpaka nkhaniyi itheke, ndalama zamankhwala zipitilizabe kukulira.

Ndalama zogulira zaumoyo akuti zidzafika $ 6 trilioni pofika 2027. (California Health Care Foundation, 2019)
Ndalama zogulira zaumoyo zikuyembekezeka kukula pamlingo wapakati pa 5.5% pachaka. (California Health Care Foundation, 2019)
Ndalama zogulira zaumoyo akuti zifike ku 19.4% ya GDP pofika 2027. (California Health Care Foundation, 2019)
Ndalama zogulira anthu pa Medicare zinali $ 12,347 mu 2017 ndipo zikuyembekezeka kufikira $ 19,546 pofika 2027. (California Health Care Foundation, 2019)
Ndalama zogulira anthu pa Medicaid zinali $ 8,013 mu 2017 ndipo zikuyembekezeka kufikira $ 12,029 pofika 2027. (California Health Care Foundation, 2019)
Kugwiritsa ntchito zaumoyo kwa anthu omwe akuthandizidwa ndi ntchito zaumoyo anali $ 5,942 mu 2017, ndipo akuyembekezeka kufikira $ 9,137 pofika 2027. (California Health Care Foundation, 2019)
Kugwiritsa ntchito thanzi la anthu kwa mapulani azachipatala akuyembekezeka kukwera pafupifupi 50% mzaka 10 zikubwerazi. (California Health Care Foundation, 2019)

Timalimbikitsa atolankhani, ofufuza, ophunzira, ndi ena kuti agawane ziwerengerozi. Ngongole zamankhwala, komanso kukwera mtengo kwa zomwe zimayambitsa, zitha kuwononga ndalama. Malinga ndi akatswiri, ndalama zipitilizabe kukwera, kuwonetsa anthu aku America ambiri chiopsezo changongole. Tonse tili ndi gawo lomwe tifunika kuchita posonyeza kufunika kwa nkhaniyi.